Keep a Budget

"The American Bar association has indicated that 89% of all divorces can be traced to quarrels and accusations over money." It's important that we budget our money carefully so we don't become part of this statistic. It is possible to keep a budget and it will be of great value to us. In the pamphlet One for the Money: A guide to family finance by Elder Marvin J. Ashton, he proposed 11 ideas that will help us better manage our finances.
1. Pay an Honest Tithing
2. Learn to Manage Money Before it Manages You
3. Learn Self-Discipline and Self-Restraint in Money Matters
4. Use a Budget
5. Teach Family Members Early the Importance of Working and Earning
6. Teach Children to Make Money Decisions in keeping with their Capacities to Comprehend
7. Teach each family member to contribute to the total family welfare
8. Make Education a Continuing Process
9. Work Toward Home Ownership
10. Appropriately Involve Yourself in an Insurance Program
11. Understand the Influence of External Forces on Family Finances and Investments
12. Appropriately Involve Yourself in a Food Storage and Emergency Preparedness Program

I believe that just by trying to keep a better budget and really focusing on your finances is going to help tremendously, we can live off of less than we already are. We are all natural men, and believe that we need more than we actually do, with the Lord's help we can live within our means.